FORM 10-K FOR FISCAL YEAR ENDED DECEMBER 31, 2002

Item 8. Financial Statements and Supplementary Data

• Report of Independent Auditors

• Report of Independent Public Accountants

• Consolidated Balance Sheets

• Consolidated Statements of Income

• Consolidated Statements of Stockholders' Equity

• Consolidated Statements of Cash Flows

• Notes to Consolidated Financial Statements

             1. Summary of Significant Accounting Policies

             2. Earnings Per Share

             3. Provision for Income Taxes

             4. Long-Term Debt

             5. Commitments and Contingencies

             6. Stockholders' Equity

             7. Related-Party Transactions

             8. Foreign Activities

             9. Acquisitions and Dispositions

• Supplemental Information (Unaudited)

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